There are two ways to make such a gift without penalizing your heirs:

  • Designate the Foundation as the beneficiary of the life insurance policy.
  • The life insurance policy is assigned to the Quebec AIDS Foundation, which becomes the owner and beneficiary of the policy.


  • This can be used to offset your annual income tax assessment as long as you pay the annual premium on the policy.
  • The Foundation issues an official receipt to the donor’s estate, which becomes a 100% tax deductible credit and any excess amount can be applied to the donor’s return for the year prior to death.

Do you have any questions?

If you have any questions about donations and their application in general, or about the strategies that may be best for you in your situation, please fill out the form below. A donor service officer will respond to you as soon as possible.

    We have donated more than $10,050,000 to various community organizations working on HIV/AIDS.

    Farha Foundation

    We merged with the Farha Foundation in 2017. Together, we have given over $10,050,000 thanks to our valued donors.

    Making a donation to the Quebec AIDS Foundation is being part of the solution. It’s helping to support people affected or living with HIV/AIDS in your community.

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